Keep a open mind on these comments as I have been looking at this green scrollie thing for the 55 years of my lifetime so that is why I keep bringing it up.
Choice 1 & Choice 2 give me my warm fuzzy feel of comfort. That dang Green Scrollie but maybe stretched to limit of business card layout format with just a small ,margin of white around the edge with water in lower 1/4 ; fire along the edges 1/4 to 1/2; then faint grey smoke along the top 1/4 to give some type of scale of reference.
I'd like to say "all perils" fire, smoke, water, wind, lightning, fallen trees but it get really busy fast, haha, but i have seen an adjusters add similar to that description.
Water damage is huge business more so than fire or smoke thus previous card supplied had overwhelming water emphasis along bottom.
Choice 3 maybe gray up or black; with a little more width to house. The green arc below house should turn into water running out of the house or ghosted over the company name and other info shown.
Choice 4 too much blue but interesting, smoke out the window? Cool hammer detail!!
I'll see if the other card folks can tell me the "remodeler" font used as it is very similar to the style used by the old hand painting sign guy from back in the day.